Allstate Home Extras | Allstate Insurance

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[Skip to main content](https://www.allstate.com/home-insurance/allstate-home-extras#main-content)

# Allstate _home extras_

Explore homeowners

- [Overview](https://www.allstate.com/home-insurance "")
- [Coverage & policies](https://www.allstate.com/home-insurance/coverage-policies "")
  - [Flood insurance](https://www.allstate.com/home-insurance/flood-insurance "")
  - [HostAdvantage](https://www.allstate.com/home-insurance/host-advantage "")
  - [Mobile home](https://www.allstate.com/mobile-home-insurance "")
  - [Optional coverage](https://www.allstate.com/home-insurance/optional-coverage "")
  - [Personal umbrella policy](https://www.allstate.com/personal-umbrella-policy "")
- [Homeowners extras](https://www.allstate.com/home-insurance/allstate-home-extras "")
- [Homeowners discounts](https://www.allstate.com/home-insurance/home-insurance-discounts "")

## Make the most of your home insurance

With an Allstate home insurance policy, you don't just get the coverage you deserve. You'll also have access to [helpful agents](https://agents.allstate.com/), innovative tools and more. Here's a look at what Allstate has to offer.

The day you become an Allstate customer, you'll be paired with an agent that lives in your area. Here's how they can help guide you.

- ![signed document icon](https://delivery.contenthub.allstate.com/api/public/content/b78f5a9165a149d88625ddd49fd98923?v=6077b790)



### Choosing your coverage



You'll work alongside an Allstate agent who lives in your area and understands local risks to find the product that best fit your needs.



[see coverage](https://www.allstate.com/home-insurance/coverage-policies "")

- ![Claims icon](https://delivery.contenthub.allstate.com/api/public/content/3a1966f224c6481da710e92b76ea251d?v=5f963fbf)



### Filing a claim



Your agent will help simplify the claims process by answering any questions you might have.



[get claims info](https://www.allstate.com/claims/home "")

- ![Marketing alliance icon](https://delivery.contenthub.allstate.com/api/public/content/49dd5c4b84b24714a3c61a8027b4431f?v=31b0f3b0)



### Finding discounts



At any point in time, an agent can check to see if you're eligible for any available discounts.



[start saving](https://www.allstate.com/home-insurance/home-insurance-discounts "")


## _protect_ your place today

Get an Allstate home insurance quote or talk to an agent about the many ways you can help protect your home.

[get a quote](https://purchase.allstate.com/onlineshopping/welcome?zipcode=%7bSelectedZipCode%7d&product=Ho&intcid=%2fhome-insurance%2fallstate-home-extras%7cPromotionQuoteBanner%7cQuote%7cHo "")

![man lounging at home, on computer and drinking coffee](https://delivery.contenthub.allstate.com/api/public/content/acc494e689504600a7408440ec133b25?v=efacae96)

## Optional features

Enhance your House & Home policy by adding these policy features.¹

- ![Icon - house and lock](https://www.allstate.com/-/media/images/commerce/icons/icon-claim-rate-guard-l.png?h=64&iar=0&w=64&hash=AC667B2E1FE2128E0AC985530B80B2DA)



### Claim RateGuard®



Your home insurance premium won't go up just because you file a claim.²

- ![Claim-free rewards icon](https://delivery.contenthub.allstate.com/api/public/content/90eb7b9efff64928891301809a56386d?v=52c8b6e7)



### Claim-Free Rewards



Save on your premium for switching to Allstate without any recent claims. Plus, with Claim-Free Bonus, you'll get 5% back on your renewal every year you don't have a claim.

- ![Deductible rewards icon](https://delivery.contenthub.allstate.com/api/public/content/639a3e45d1a84bbe8ada695dff58d081?v=5596bd0b)



### Deductible Rewards℠



Get $100 off your deductible when you sign up, and an additional $100 off each year you stay claim-free, up to $500.³