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# Insider Perks
## Welcome Home!
### Insider Perks
Email Address
Password
Sign In
Remember me
[Forgot password?](https://www.athome.com/on/demandware.store/Sites-athome-sfra-Site/default/Account-ForgotPasswordModal)
## Signed up in store?
Complete Online Profile
Complete your online profile
## Even More Perks to Adore
## Plus Enjoy All Perks of Being an Insider
- 
### Birthday Coupon
Celebrate & save
- 
### Insider Perks Deals
Exclusive pricing on select products
- 
### Gift with Purchase
Exclusive gifts & sweepstakes
- 
### Receiptless Returns
90-day extended return window, no receipt required
- 
### Become a VIP
A bonus coupon when you achieve VIP, plus a bigger Birthday coupon!
| | | | |
| --- | --- | --- | --- |
| | | | |
| How to Join | Free! | $350 spend per year |
| Welcome Coupon | 15% Off | 15% Off | |
| Annual Birthday<br>Coupon | 15% Off | 20% Off | |
| Special Pricing on<br>Select Deals | | | |
| Hassle-Free<br>Receiptless Returns | | | |
| Extended 90-Day<br>Return Window | | | |
| Sneak Peeks at Deals<br>& Markdowns | | | |
| Hear About New<br>Items & Launches First | | | |
| Decorating Tips<br>& Tricks | | | |
| Gift with Purchase <br>& Sweepstakes | | | |
| Easy Account<br>Access | | | |
| Priority Customer<br>Care Access | | | |
| 15% OFF your first purchase<br>when you open a new account\* | | | |
| $5 reward certificate<br>for every $100 spent\*\* | | | |
| 6 months special financing on<br>At Home purchases of $299+\*\*\* | | | |
| No Annual Fee‡ | | | |
[Join Now](javascript:void(0))
## Are you a Design Professional?
Level up your perks by joining Insider Perks BOSS
* * *
With Insider Perks BOSS, you get all the benefits of your current Insider Perks status plus:
- Automatic 10% off every purchase
- Yearly purchase summaries
- Join our Designer/Pro directory
[Learn More](https://www.athome.com/loyalty-boss?icid=01848)
[Learn More](https://www.athome.com/loyalty-boss?icid=01848)
[**10% off your next purchase** is just the start!\\
\\
Sign Up for Email](https://www.athome.com/login/?action=register&icid=01866 "Insider Perks")
**\*15% off your first purchase.** Subject to credit approval. Valid for new accounts
only and one offer per customer. Cannot be combined with At Home promotional discounts other than markdown
and clearance priced merchandise. Offer does not apply to gift cards or taxes and cannot be applied toward
prior sales. Offer excludes J.A. Henckels®. Coupon must be presented and surrendered at checkout for
redemption. At Home is not responsible for and will not replace lost or stolen coupons and will not accept
coupons that are electronically or mechanically reproduced, forged, defective, altered or obtained through
unauthorized channels. Coupon cannot be redeemed as cash or merchandise credit if merchandise is returned.
No cash value.
**\*\*No interest if paid in full within six months on At Home purchases of $299 or more. Interest will be**
**charged to your account from the purchase date if the promotional balance is not paid in full within six**
**months. Minimum monthly payments required.**
No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you
do no interest will be charged on the promo balance from the purchase date. The promo balance is equal to
the promo purchase amount and any related optional debt cancellation charges The required minimum monthly
payments may or may not pay off the promo balance before the end of the promo period, depending on purchase
amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after
promo period ends, to the promo balance. New Accounts as of 1/01/2026: Variable Purchase APR 33.24%.
Variable Penalty APR 39.99%. Min Interest Charge $2. At Home Insider Perks® Mastercard: Variable Cash APR
33.24% and 5% Fee ($10 min). Foreign Transaction Fee 3%. Existing cardholders should see their
credit card
agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or
alter the terms of this offer at any time.
**\*\*\*Rewards:** Purchases subject to credit approval. At Home Insider Perks® credit cardholders
are eligible to earn rewards on purchases made with their At Home Insider Perks® Credit Card or At Home
Insider Perks® Mastercard account. Rewards apply to net card purchases (purchases minus returns and
adjustments). Cardholders will earn five (5) points for each dollar ($1) of net card purchases made in At
Home store locations or
[At Home \| The Home Decor &\\
Holiday Superstore](https://www.athome.com/). At Home Insider Perks® Mastercard cardholders will earn three (3) points for
every dollar ($1) spent in net card purchases made at any other participating merchant or services where
Mastercard is accepted. Points will be deducted for any returns or credits made on the cardholder account.
Points will appear on your monthly statement. A $5 reward certificate (“Reward Certificate”) will be issued
for every 500 points earned. Reward Certificates may be issued in $5, $10, $15 or $20 denominations. A
cardholder can receive up to four (4) Reward Certificates per statement month. Reward Certificates are valid
for 90 days from issue date
[See\\
the At Home Insider Perks® Credit Card and At Home Insider Perks® Mastercard Rewards Program Terms](https://www.synchronycredit.com/essimages/cs/groups/ess_webasset/plcc/@athome/en/html/ess014707.html)
for complete details.
**‡No Annual Fee.** New Accounts as of 1/01/2026: Variable Purchase APR 33.24%. Variable
Penalty APR 39.99%. Min Interest Charge $2. At Home Insider Perks® Mastercard: Variable Cash APR 33.24% and
5% Fee ($10 min). Foreign Transaction Fee 3%.
‡‡Authorized users are allowed to charge on the account and will be reported to the credit bureau as an
authorized user. The applicant will be liable for all transactions made on the account including those made
by any authorized user.
The At Home Insider Perks® Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard
International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard
International Incorporated.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by
and used with permission of EMVCo, LLC.
This website uses technology such as cookies and other trackers to better understand how visitors use our site. For information about our use of this information technology and sharing practices, please see our [Privacy Policy](https://www.athome.com/privacy-policy.html).
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