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# Ross Credit Card
[Apply for a Credit Card (opens in new window)](https://acquire1.comenity.net/?clientName=rossmastercard)
## Save 10% today!
## Save 10% today!
Save 10% today on a Ross Dress for Less purchase when you open and pay with a Ross Mastercard® Credit Card or Ross Credit Card!Footnote 1
[Apply Now for a Ross Credit Card(opens in new window)](https://acquire1.comenity.net/?clientName=rossmastercard)
## More Savings, More Ross
Get more every time you shop at Ross Dress for Less! Pay with a Ross Mastercard® or Ross Credit Card and earn 5% back in Ross Rewards on every purchaseFootnote 2.
| Cardmember Benefits | Ross Mastercard® | Ross Credit Card |
| --- | --- | --- |
| Get 10% off a purchase at Ross Dress for LessFootnote 1 | Yes | Yes |
| Tap to pay and redeem certificates with your phone | Yes | Yes |
| Earn 5% back in Ross Rewards on purchases at Ross Dress for LessFootnote 2 | Yes | Yes |
| Earn 1% back in Ross Rewards on all other purchases where Mastercard is acceptedFootnote 3 | Yes | No |
## Managing your card is easy!
## Managing your card is easy!
Saving at Ross is even easier when you manage your Ross Mastercard® or Ross Credit Card online. You can view statements, check your Ross Rewards, pay your bill and more all in one place.
[Manage My Card (opens in new window)](https://www.rossstores.com/credit-card/manage/)
## FAQ
### What is the difference between the Ross Mastercard and Ross Credit Card?
The Ross Credit Card is a credit card that can only be used at Ross Dress for Less stores. Once approved, you will receive a 10% discountFootnote 1 (given as a barcode) that can be redeemed for any single total purchase. You will also earn 5% back as rewardsFootnote 2 on all purchases on the credit card at Ross Dress for Less to use on future purchases.
The Ross Mastercard is a credit card that can be used anywhere Mastercard is accepted. Once approved, you will be eligible for the same benefits as the Ross Credit Card as well as 1% back as rewardsFootnote 3 on all other purchases where Mastercard is accepted.
### Can I choose the card type I want?
No, approval is determined on an individual basis and is based on creditworthiness.
### How do I apply for the Ross Credit Card Program?
There are two ways you can apply:
1. Visit your nearest Ross Dress for Less store and apply via your mobile device by scanning a QR code or texting a code found on signs in the store or
2. [Apply for a Ross credit card Online](https://acquire1.comenity.net/?clientName=rossmastercard).
### How will I know if my application has been approved?
You will be notified immediately on your mobile phone or online if you are approved. If you are not approved immediately, you will be notified by mail regarding your application within 10–14 days of submission.
### What bank issues the Ross credit card?
Comenity Capital Bank issues the Ross Credit Card and Ross Mastercard.
[View all FAQs](https://www.rossstores.com/contact-us/)
## Disclaimers
1Valid one time only. Duplicate offers will not be accepted. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. Excludes gift cards, disposable bags and donations. Discount will be given as a barcode that can be redeemed for any single total purchase and does not have to be applied same day as approval.
2Offer is exclusive to Ross Mastercard® or Ross Credit Card holders enrolled in the Ross Rewards program. This rewards program is provided by Ross Dress for Less and its terms may change at any time. For full Rewards Terms and Conditions, please see [comenity.net/rosscreditcard/termsandconditions](https://comenity.net/rosscreditcard/termsandconditions) or [comenity.net/rossmastercard/termsandconditions](https://comenity.net/rossmastercard/termsandconditions).
3Offer is exclusive to Ross Mastercard® Credit Card holders enrolled in the Ross Rewards program. This rewards program is provided by Ross Dress for Less and its terms may change at any time. For full Rewards Terms and Conditions, please see [comenity.net/rossmastercard/termsandconditions](https://comenity.net/rossmastercard/termsandconditions).
Credit card offers are subject to credit approval.
Ross Credit Card Accounts are issued by Comenity Capital Bank.
Ross Mastercard® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.