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## Fidelity Investments
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# Rewards overview
When you use your Fidelity® Rewards Visa Signature® Credit Card, you can earn cash back on every eligible net purchase.1 Fidelity makes it easy to deposit your cash back into eligible Fidelity accounts.2
[Access your rewardsLog In Required](https://digital.fidelity.com/ftgw/digital/credit-card/marketing/rewards)
### What we'll cover
[Accessing the Rewards Center](https://www.fidelity.com/spend-save/help-center/credit-card/rewards#item1)
[Available rewards information](https://www.fidelity.com/spend-save/help-center/credit-card/rewards#item2)
[Adding an eligible account for cash rewards](https://www.fidelity.com/spend-save/help-center/credit-card/rewards#item3)
[Redemption options](https://www.fidelity.com/spend-save/help-center/credit-card/rewards#item4)
## Accessing the Rewards Center
The fastest and easiest way to access your rewards information is to use the Access your rewards button at the top of this page. You may also navigate to the Rewards Center from Fidelity.com by selecting the Rewards tab in your credit card account. On that tab, you will have rewards information such as total points to redeem, activity for both earned points and dollars redeemed into a Fidelity account and the status of auto redemption being on or off. To access the Rewards Center from that tab, select the link located under your points available to redeem. This link will show "Turn on auto redeem", "Redeem" or "Manage rewards" depending on if you have auto redemption enabled.
## Available rewards information
In the Rewards tab of your credit card account on Fidelity.com you will find total points available to you to redeem, activity showing both the points you have earned as well as dollars redeemed into a Fidelity account. Also listed will be the status of auto redemption either being on or off.
## Adding an eligible account for cash rewards
To start redeeming your cash back rewards, you'll need to add an eligible Fidelity account.2
Once you're in the Rewards Center on a web browser, select " Redeem now", then from the "Manage Accounts" tab, select "Add new account." Enter your Fidelity account number, including all letters and numbers, and a nickname that will help you identify your Fidelity Rewards account.
You can add up to 5 accounts, and even split up your rewards among multiple accounts. Eligible accounts may receive a minimum of 20% of your rewards, or a maximum of 100%.
## **Redemption options**
- **Auto redeem**
- **Redeem on demand**
- **Other options**
[**Auto redeem**](https://www.fidelity.com/spend-save/help-center/credit-card/rewards#)
**Use auto redeem to see your cash build up on autopilot**
If you want, your points can also be automatically converted to a cash deposit into any eligible Fidelity account. All your points will be converted to cash at the close of the billing cycle and deposited into the account or accounts of your choice.
[**Redeem on demand**](https://www.fidelity.com/spend-save/help-center/credit-card/rewards#)
**Redeem on demand**
Even if you have auto redemption configured, you can redeem your points for cash at any time. From the Rewards Center, click "Redeem now" or "Get started" depending on whether you set up auto redemption. Select the "On demand" tab and follow the steps to enter the amounts and accounts you want to have your cash deposited.
[**Other options**](https://www.fidelity.com/spend-save/help-center/credit-card/rewards#)
**Other redemption options**
In the Rewards Center, you can redeem points for things like gift cards, a statement credit, merchandise, or travel. Simply select the category tab from across the top of the page to browse available merchandise. Please be aware that the redemption value is different if you choose to redeem your points for rewards other than cash back to a Fidelity account.
###  Related Support
[**Digital wallets**\\
\\
Learn about the features and benefits of digital wallets](https://www.fidelity.com/cash-management/help-center/credit-card/digital-wallets)
[**Security**\\
\\
Learn about card security and best practices on how to prevent fraud](https://www.fidelity.com/cash-management/help-center/credit-card/security)
1\. You will earn Points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Program Rules for additional information. You may not redeem Reward Points, and you will immediately lose all of your Reward Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Reward Points will not expire as long as your Account remains open. Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. The cash back rewards value applies only to Points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your Points for other rewards such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program other than Fidelity Rewards.
2\. Eligible accounts include most nonretirement registrations as well as Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable® Giving Account®, Fidelity HSA®, and Fidelity-managed 529 College Savings Plan accounts. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card. Contributions to Fidelity Charitable® are generally eligible for a federal income tax charitable deduction. Please consult with your tax advisor. The list of eligible registration types may change without notice at Fidelity's sole discretion. For more information about whether a particular registration is eligible, please call 1-800-FIDELITY (800-343-3548).
The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. Fidelity, Visa, Elan Financial Services and Fidelity Investments are separate companies and are not legally affiliated.
Fidelity Brokerage Services LLC, Member NYSE, [SIPC](https://www.sipc.org/), 900 Salem Street, Smithfield, RI 02917
1003173.3.0
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796549.1.0
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